Take stock of your financial situation: review your current expenses, and divert spending towards what you value. Pay off any debts starting with the highest interest rate first. Buy the best quality tools that you can afford and share wherever possible.

I have found a lot of success on Skillshare, and have guaranteed a small, yet stable source of online income. Not yet enough live off, but enough to know that I can buy food for my family if my regular job disappears.